Since 2000, Cobalt has created financial products and services to help drivers succeed on the road, improve their credit, and ultimately enhance the quality of their lives.

Drivers, to learn more, please contact us at:

• 1-866-COBALT1 (262-2581)
• drivers@cobaltfinance.com

To apply for credit, use our online credit application.

Financing Used Class 8 Equipment

Because Cobalt only finances used class 8 equipment, we pride ourselves in knowing what it takes to help drivers succeed. Your truck is your livelihood, and we know that we must work together to help you succeed.

Industry Leading Service

Our Account Service team is focused on providing a high level of service to our drivers. They are well-versed in issues affecting owner-operators and the trucking industry.

Peace of Mind on the Road

Cobalt offers several products that reduce the predictable and unpredictable risks associated with owning a truck. Learn more about Cobalt Roadside Relief™, GAP, and Debt Protection.

Improving Your Credit Score

Every month, Cobalt reports your payment status to all of the major credit reporting bureaus. This value-added service can improve your credit score, which helps your borrowing power in the future. Many other truck finance companies don’t report to all of the agencies.

Auto-withdrawal

Our no-cost checking account auto-withdrawal program keeps your payments on-time while you’re busy on the road.

The Cobalt Agency

As Trucking Insurance Specialists, our subsidiary is focused on understanding all of the issues that affect Owner-Operators. The Cobalt Agency only provides coverage from insurance companies that are specialists in trucking, provide great claims service, and have a strong financial rating. Learn more about The Cobalt Agency.