Cobalt Finance is a leading provider of financial services to small fleets and owner-operators that purchase used, Class 8 tractors and trailers. Since 2000, we have created and offered compelling finance and supplementary products through OEM and independent dealerships across the U.S.

Dealers, to learn more, please contact Jason Ugolini at:

• 847-964-5815
• jason.ugolini@cobaltfinance.com

To apply for credit, use our online credit application.

Trucking Finance Specialists

As a direct lender, financing used Class 8 tractors and trailers is our business. Our focus enables us to create products that provide great value for drivers and dealers. Cobalt is committed to supporting those products with an organization designed to provide a high level of service to the trucking industry.

Supplementary Products

Cobalt helps dealers leverage their customer relationships by offering valuable products to sell along with the tractor or trailer. Every finance approval is presented on our industry-leading Menu Term Sheet. Since its debut, it has proved to be easy and effective tool for dealers to offer multiple supplementary products to their customers. To learn more about Cobalt’s Roadside Relief™, GAP, and Debt Protection, see our supplementary products.

The Cobalt Agency

Our subsidiary, The Cobalt Agency, is your Trucking Insurance Specialists. In addition to offering competitive Physical Damage and Non-Trucking Liability products, The Agency can expedite equipment delivery with Interim coverage. The convenience of offering our competitively priced insurance solutions adds value to the relationships that you build with buyers.

Financing a Broad Array of Used, Class 8 Equipment for Almost Any Use

We underwrite virtually every kind of used Class 8 equipment, and there are no restrictions on the type or distance of haul: OTR, Regional, Vocational, and Local are all welcome.

Approving a Wide Variety of Credits

Cobalt’s comprehensive underwriting policy allows us to consider many levels of credit—from “A” customers to those with imperfect credit histories.

Coast to Coast Coverage

Cobalt currently finances drivers in over 30 states. View our coverage map.

Fast Document Processing and Decision-making

We pride ourselves in quickly processing your customer’s application and giving you a prompt answer. Once we approve an applicant, we can send you documents on the same day via email.

Funding Within 24 Hours

We don’t slow down once we’ve made a decision on your applicant. We will pay you via wire transfer or overnight mail for the equipment and 100% of the commission within 24 hours of receipt of the required documents.