Whether you're a small carrier or one listed in the Transport Topics 100, Cobalt helps your company take greater control of the quality of owner-operators and equipment they lease-on, while relieving your company of the time and financial burdens often associated with managing them.

Utilize Outside Capital

Cobalt's innovative truck finance programs allow carriers to achieve greater returns on their capital. Through our programs, carriers gain greater flexibility of how they utilize capital. Whether it's used for building infrastructure or increasing employee compensation, you can choose how to best leverage your capital. Our programs also create liquidity and strengthen your balance sheet which can allow you to invest in strategic opportunities to grow your business.

Improve Company Financial Performance

Our programs provide you with the ability to boost your carrier's profit through selling your fleet trucks, while also increasing your ROIC.  Gain the capability to greatly reduce your debt and raise your company's margins by contracting owner-operators rather than employ company drivers and the costs associated with them.

Non-Recourse Program

Our carrier programs are the perfect risk adverse measures to successfully grow and manage your fleet. Cobalt's truck finance programs are non-recourse agreements, which help us forge tighter relationships with our carriers.

Enhance Recruiting & Retention Efforts

Our attractive finance programs help carriers retain your superior drivers while allowing you to attract the savvy and experienced drivers your haul needs to succeed.

Lease-on Better Equipment

Your carrier and drivers will enjoy the benefits of fleet maintained equipment. Drivers won't need to worry about driving trucks obtained through auctions and will be relieved of any uncertainty regarding the equipment's history. All of our program's trucks have moderate mileage history, which keep the carrier's fleet age newer, greatly reducing maintenance costs.

> Learn how these programs can benefit your drivers.

>To learn how your carrier can get started with Cobalt, contact Jason Ugolini at:

• 847-964-5815
• jason.ugolini@cobaltfinance.com

> To apply for credit, use our online credit application.